AMSTEADINSURANCE
HEALTH & FITNESS
We understand the stress insurance can cause when trying to run a health and fitness club. From franchises and yoga studios, to 24-hour and training studios, our custom built packages allow you to focus on your business without the worry. Our experienced staff is here to make sure you get the correct coverage your business needs at the most affordable rate.
COVERAGES OFFERED:
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General Liability
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Umbrella/Excess Liability
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Professional Liability
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Employment Practices Liability
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Sexual Abuse or Sexual Molestation Liability
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Legal liability to participants
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Business Personal Property for your equipment
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Building Coverage or Tenants Betterments & Improvements, depending whether you rent or own your building
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Business Income & Extra Expense
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Worker's Compensation (optional)
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And More!
EXCERCISE/PERSONAL TRAINING STUDIOS
Includes excercise or circuit training facilities that are 3,000 square feet or less. Ineligible operations include: Unattended or unstaffed 24-hour operations, CrossFit Affiliate Owners, Open access to members to use facility outside a structured program, saunas or steam rooms.
*Please contact Amstead Insurance for all eligibility requirements.
HEALTH CLUB PROGRAM w/ limited services
Includes health clubs offering programs and services that may include yoga, personal training, free weights, resistance machines, and excercise classes. . Ineligible operations include: Unattended or unstaffed 24-hour operations, CrossFit Affiliate Owners, and clubs with annual revenues over $500,000. Please see HEALTH CLUBS, including 24-hour operations for revenues over $500,000.
*Please contact Amstead Insurance for all eligibility requirements.
HEALTH CLUBS, including 24-hour operations
Includes health clubs offering programs and services that may include yoga, personal training, free weights, resistance machines, and excercise classes. Ineligible operations include: Unattended or unstaffed 24-hour operations, CrossFit Affiliate Owners, and clubs with annual revenues over $2,000,000.
*Please contact Amstead Insurance for all eligibility requirements.
ALL OTHER HEALTH AND FITNESS
Includes health clubs offering programs and services that may include yoga, personal training, free weights, resistance machines, and excercise classes. Ineligible operations include: Unattended or unstaffed 24-hour operations, CrossFit Affiliate Owners, and clubs with annual revenues over $2,000,000.
*Please contact Amstead Insurance for all eligibility requirements.
FITNESS INSTRUCTORS
The Fitness Instructors program is built to meet the needs of personal trainers, aerobic or yoga/pilates instructors, and other exercise persons who directly supervise an individual or group engaged in exercise or other fitness activities.
*Please contact Amstead Insurance for all eligibility requirements.
